Safety of Funds

Your capital, protected by design.

How client money is held, the protections that apply to your account, and how we safeguard your data.

Segregated client money.

Client funds are held in segregated accounts, separate from Robokapital's own assets. Client money is never used for the company's operational purposes.

Kept separate from the company's own funds at all times
Reconciled regularly against client balances
Ring-fenced from company creditors in the event of insolvency, subject to applicable law

Protections on your account.

Safeguards that apply to retail clients under European regulation.

Negative balance protection

Retail clients cannot lose more than the funds held in their trading account, in line with ESMA requirements.

Margin close-out

Positions are closed when account equity falls to 50% of the required initial margin, in line with ESMA rules for retail clients.

Protections may differ for clients categorised as professional. See Regulation for client categorisation.

Regulatory oversight.

Robokapital operates within the European regulatory framework for investment services, including the MiFID II rules on investor protection, cost transparency and best execution.

Client categorisation before any trading activity
All policies and disclosures published in Legal Documents
Independent compliance and risk management functions

Regulation →

Account and data security.

Encrypted connection

All data between your browser and the platform is transmitted over TLS.

Data protection

Personal data is processed in accordance with the GDPR and our Privacy Policy.

Withdrawals to verified accounts only.

As part of our anti-money-laundering controls, withdrawals are paid only to accounts held in the client's own name, and in principle to the same source used for the deposit.

Deposits & Withdrawals →